Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

1Standard trading costs apply.
2Standard trading and storage costs apply. Please read the Precious Metals Account page for more details.

Transfer Fees

Internal Transfers

Wire Transfers

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Starting June 1, 2021, interest will be charged on all euro deposits as a result of European Central Bank negative interest rates. Learn more here.
2Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Incoming Wire Transfers

Outgoing Wire Transfers

Outgoing wire transfer fees are separated by SHA/BEN and OUR, which are SWIFT codes denoting who pays for all intermediary transfer fees in the payment chain. Click here to learn more about fee types SHA, BEN, and OUR.

1OUR ensures that all wire transfer fees along the payment chain are paid by you the sender, safeguarding the recipient against receiving less than expected.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Incoming Wire Transfers

Outgoing Wire Transfers

Outgoing wire transfer fees are separated by SHA/BEN and OUR, which are SWIFT codes denoting who pays for all intermediary transfer fees in the payment chain. Click here to learn more about fee types SHA, BEN, and OUR.

1OUR ensures that all wire transfer fees along the payment chain are paid by you the sender, safeguarding the recipient against receiving less than expected.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of $25 applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of $25 applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of 160HKD applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of ¥2500 applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of $30 applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of 180 kr applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Incoming Wire Transfers

Outgoing Wire Transfers

Outgoing wire transfer fees are separated by SHA/BEN and OUR, which are SWIFT codes denoting who pays for all intermediary transfer fees in the payment chain. Click here to learn more about fee types SHA, BEN, and OUR.

1OUR ensures that all wire transfer fees along the payment chain are paid by you the sender, safeguarding the recipient against receiving less than expected.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of 160SGD applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Wire Transfers

1Outgoing wire payment fees do not include the cost of intermediary charges. To ensure the beneficiary receives the full amount the wire should be sent with the “OUR” charging instruction, which has an additional fee as per (2) below.
2Additional charge for “OUR” payments of 180 kr applies.

Service Fees

Account Charges

Getting Started

1The blocked amount will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. Upon closing your account, the we will release the blocked amount (or whatever remains) to your available balance.

1Account application fee is not refundable.
2The minimum initial deposit will be withheld from your available balance upon arrival and will be used for the first year’s worth of monthly maintenance fees. If your account is closed within the first year, the first year’s worth of maintenance fees will not be refundable.

Convenience Fees

1Upon closure, if the total remaining account balance is less than $50.00, the funds will be used as a closure fee.
2Fee subject to review

Reporting Fees

1All clients have access to free E-statements inside their eBanking portal.

Interest

1Debit balance interest is effective from Oct 1, 2018 on any account balances below zero.

Investment Accounts

Transfer Fees

Internal Transfers

Incoming Wire Transfers

Outgoing Wire Transfers

Outgoing wire transfer fees are separated by SHA/BEN and OUR, which are SWIFT codes denoting who pays for all intermediary transfer fees in the payment chain. Click here to learn more about fee types SHA, BEN, and OUR.

1OUR ensures that all wire transfer fees along the payment chain are paid by you the sender, safeguarding the recipient against receiving less than expected.

Service Fees