The minimum opening balance for a brokerage account is $2500.
Is there a fee to open or maintain an account, minimum balance, penalties or fees?
For an updated schedule of relevant fees and charges, please review our Fees and Charges page. If you have any questions about the fees, please contact the Bank.
Why is it important that I fill out the questions in detail where asked?
Euro Pacific Bank adheres to International Anti-Money Laundering standards. For corporate clients we need enough detail to understand your business and the source of your funds, which will allow us to satisfy our AML requirements. It also allows your payments and deposits to be processed quicker. Also, knowing our clients allows us to provide better service.
Can I open a joint account?
Yes, accounts can be in the name of multiple signatories.
Each signatory is required to submit the personal account documents and the bank contract should be signed by each signatory.
Does the Bank Card draw directly from my gold or silver holdings in my Precious Metals Account?
No. When you want to spend some of your gold or silver, you will need to sell a portion of your metals holdings. The proceeds will be deposited in to your Cash Account, where they can be loaded onto the Bank Card.
This process ensures that you are aware of the costs incurred during purchasing and selling physical metals, and more importantly that you are protected during a theft of your Bank Card, as card funding is restricted daily.
Where is my Bank Card accepted?
Our bank card can be used in over 210 countries and territories. The card is accepted by millions of merchants, ATMs and cashpoints worldwide.
Are there discounts for multiple cards, do you have a corporate bulk card program?
Personal and Corporate cards cost $150 (or USD equivalent) additional cards can be added for $50 (subject to restrictions). We do not offer bulk card programs at this time.
If you are ordering multiple cards, please be aware that in some instances you will initially be charged the full price for each card and then rebated the fee difference shortly thereafter.
Do I need to preload the Bank Card to use it?
You will need to have a positive balance in your account before being able to fund your Bank Card. Funds must be moved onto the card in order to use it, which can be done through the web banking portal.
Is this a debit card or a credit card?
It is a pre-paid debit card that must be loaded with cash from your Euro Pacific Bank account.
Can I purchase a Bank Card if I am not a client of the bank?
No, they are available to bank clients only.