Euro Pacific Bank

Notice of Fee Schedule Changes

Published: April 30, 2021

After maintaining the same fee structure for the last 10 years, we will be changing some of our fees due to the higher cost of doing business.

We are confident this updated fee structure will allow us to introduce new improvements, services, and supported markets later in 2021, as well as allow us to continue serving you for many years to come.


The updated Fee Schedule will take effect June 1, 2021 and is sorted by currency, so please toggle to the currency of your primary account with us.

If you have any questions, our Client Services team would be happy to discuss these price changes with you. You can call +1 888 527 4041, schedule a call, or create a trackable case inside your Support Center.

What is an Operating Agreement?

An Operating Agreement is essentially your internal client profile at Euro Pacific Bank, composed of your:

  1. Purpose of your account
  2. Business description (if corporate account)
  3. Expected transactions

Your Operating Agreement dictates what transactions we will and will not action in accordance with our regulatory requirements. Therefore, we require your assistance creating and updating it periodically to quickly and efficiently process your transactions.

If you have any other resources or references that we can use in updating your Operating Agreement, please notify us.

How is the maintenance fee assessed?

The monthly account maintenance fee is assessed on a per client basis. This means that clients are not billed additionally for having multiple currency accounts. The maintenance fee is assessed on the 1st day of every month

What is the “Blocked Amount”?

Some of your initial deposit will be “blocked” upon arrival, an amount that is listed on our Fees & Charges page.

The blocked amount ensures you do not “zero out” your account, preventing you from paying the monthly maintenance fee. In other words, the blocked amount acts as a reserve in case your bank account does not have a sufficient balance to debit the monthly maintenance fee.

Upon closing your bank account, the Bank will release the blocked value (or whatever remains) to your available balance.