Euro Pacific Bank

Notice of Fee Schedule Changes

Published: April 30, 2021

After maintaining the same fee structure for the last 10 years, we will be changing some of our fees due to the higher cost of doing business.

We are confident this updated fee structure will allow us to introduce new improvements, services, and supported markets later in 2021, as well as allow us to continue serving you for many years to come.


The updated Fee Schedule will take effect June 1, 2021 and is sorted by currency, so please toggle to the currency of your primary account with us.

If you have any questions, our Client Services team would be happy to discuss these price changes with you. You can call +1 888 527 4041, schedule a call, or create a trackable case inside your Support Center.

What is an Operating Agreement?

An Operating Agreement is essentially your internal client profile at Euro Pacific Bank, composed of your:

  1. Purpose of your account
  2. Business description (if corporate account)
  3. Expected transactions

Your Operating Agreement dictates what transactions we will and will not action in accordance with our regulatory requirements. Therefore, we require your assistance creating and updating it periodically to quickly and efficiently process your transactions.

If you have any other resources or references that we can use in updating your Operating Agreement, please notify us.

How is the maintenance fee assessed?

The monthly account maintenance fee is assessed on a per client basis. This means that clients are not billed additionally for having multiple currency accounts. The maintenance fee is assessed on the 1st day of every month

What is the “Blocked Amount”?

Some of your initial deposit will be “blocked” upon arrival, an amount that is listed on our Fees & Charges page.

The blocked amount ensures you do not “zero out” your account, preventing you from paying the monthly maintenance fee. In other words, the blocked amount acts as a reserve in case your bank account does not have a sufficient balance to debit the monthly maintenance fee.

Upon closing your bank account, the Bank will release the blocked value (or whatever remains) to your available balance.


August 29, 2022: Euro Pacific Bank liquidation has commenced. Please read our formal instructions here as it is time-sensitive.

September 2, 2022: Update on pending transactions, brokerage, and account migration.

September 8, 2022: Qenta has emailed a welcome letter to all EPB clients. You can read a copy of it here.

September 16, 2022: Update on pending transactions for clients opting out of Qenta Inc. migration.

September 28, 2022: Update on pending transactions for clients opting out of Qenta Inc. migration.

September 30, 2022: Update on bank liquidation, pending transactions, and migration of assets to Qenta Inc.

October 8, 2022: Update on opt-out deadline for EPB clients who do not wish to migrate their account to Qenta Inc..

October 14, 2022: Customer Update & Townhall.

October 21, 2022: Update on Opt-out deadline - Extended.

November 01, 2022: Mutual funds & outgoing wire requests update.

December 05, 2022: Migration & liquidation update.

December 16, 2022: Comprehensive FAQ is published.

January 27, 2023: Correspondent bank update.

March 8, 2023: Migration & liquidation update.

March 31, 2023: Migration & liquidation update.

April 20, 2023: Liquidation update- Action required.

May 05, 2023: Migration & Liquidation update.

May 31, 2023: Migration & Liquidation update.

June 17, 2023: Receiver's report.

June 23, 2023: Migration & Liquidation update.

July 20, 2023: Migration & Liquidation update.

September 01, 2023: Migration & Liquidation update.

September 22, 2023: Report & Communication Portal.

September 22, 2023: Report & Communication Portal.

November 20, 2023: Progress Report (Opt-out Only).

November 21, 2023: Migration Update (Opt-in Only).

February 02, 2024: Migration & Liquidation update.

February 19, 2024: Migration & Liquidation update.

March 03, 2024: Migration & Liquidation update.

March 11, 2024: Receiver's Reports.

April 13, 2024: Migration & Liquidation update.

April 16, 2024: Receiver's Reports.