R.A. status provides clients with an alternative incentive structure to the one presented on the affiliate page. Please contact you private banker to determine whether or not you are eligible for this referral program.
How do I register for the affiliate program?
US Citizens: Please complete the registration form here. Once that is completed a private banker will contact you to discuss how to utilize the software.
Non-US Citizens: Please register for a bank account and indicate your interest in the affiliate program. A private banker will contact you to discuss how to access the affiliate software.
What type of online security measures does the bank employ?
To read more about our online security provisions, please review our security page.
Where is the bank regulated?
Euro Pacific Intl. Bank Inc. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license # IFE-033). International Financial Entities (IFEs) are licensed and regulated by the Office of the Commissioner of Financial Institutions pursuant to Act No. 273 of September 25, 2012, as amended (the IFE Act) and Regulation No. 5653.
Does the St. Vincent government offer banking/depository insurance?
As an international bank in Puerto Rico the Bank does not offer any type of banking/depository insurance for depositors. The Bank is not insured by the FDIC in the United States. Typically this type of insurance becomes necessary in a system where banks are lending out a substantial portion of their capital, thus exposing them to substantial counter-party risk. Since Euro Pacific Bank makes no loans and keeps a 100% reserve deposit ratio, depositors can be assured that the risk of default is extremely low. To read more about the the strong solvency provisions undertaken by the bank, please review the previous question.
Does Euro Pacific Bank make any loans, extend leverage, or use client assets in any way?
Euro Pacific Bank is unique in the banking world as it is a transactional only bank. This means that the bank keeps a deposit ratio of 100%. Contrast this to most banks worldwide, where they operate on a fractional reserve system, typically lending out 90%+ of client deposits. What this means for depositors is that the bank is not susceptible to a ‘bank run’. If all of the bank’s depositors request their capital withdrawn, this request can be fulfilled in full without compromising the solvency of the bank. Again, contrasting this with the majority of banks globally, if even a small ratio of depositors request withdrawals (10%+) the bank is at risk of insolvency and the loss of client deposits, at the very least a banking holiday.
What are the trading commissions for brokerage?
Commissions depend on the security. Please see our Trading Conditions for more information.
What types of platforms are available?
We offer three platforms: the downloadable GTS TradeStation, the web-based GTS WebTrader, and the tablet and mobile-optimized GTS MobileTrader.
What products are available on my Brokerage platform?
Euro Pacific Bank covers your trading needs by offering FX (vanilla and binary), Futures, Stocks, ETFs, CFDs, Spot Gold/Silver, and more. You can review all of our tradable products on the trading conditions page.
Is there a free demo account?
You can sign up for a demo account of GTS and try trading on live tradable prices – we’ll give you 100,000 EUR in a simulated account and direct access to thousands of tradable instruments from the US, European, Asian and Australian markets.