DATE: Tuesday September 15, 2015

Due to changing market conditions, the below FX margin requirements will be updated.

Currency	Current Margin	New Margin	Change
EUR	3%	2%	-1%
GBP	2%	2%	–
USD	2%	2%	–
CHF	5%	3%	-2%
JPY	3%	2%	-1%
AUD	3%	2%	-1%
CAD	3%	2%	-1%
NZD	3%	2%	-1%
SGD	3%	3%	–
DKK	5%	3%	-2%
NOK	5%	3%	-2%
SEK	5%	3%	-2%
HUF	8%	4%	-4%
PLN	8%	4%	-4%
TRY	8%	4%	-4%
ZAR	8%	4%	-4%
MXN	8%	5%	-3%
ILS	8%	6%	-2%
CNH	20%	8%	-12%
HKD	20%	20%	–
CZK	20%	20%	–
RUB	40%	20%	-20%
XAU	4%	4%	–
XAG	8%	8%	–

For any questions about these changes please contact the Bank by phone, or email, or contact your banker.