We’ve made the application process as intuitive as possible. We know that our clients value their personal information greatly.

1. Start your online application

   Start the account opening process by completing this short registration form, which will initiate a conversation with our Onboarding team. If you are applying for a corporate account, you’ll be asked for basic information about your business and its operations.

2. Review Account Activity with an Onboarding Specialist

   Once your registration has been received a member of our Onboarding Department will be in contact to review the application and arrange a short interview to help the Bank better understand your account requirements, as well as guide you through to the end of the account opening process.

   Following the interview, your Onboarding Specialist will provide you an Operating Agreement for your review and confirmation before requesting your documents.

3. Complete the required documentation

   Individual (Personal) Account

   1. Proof of Identity – for all beneficial owners and account signatories (must have an expiry date and signature)
      1. Valid Passport OR
      2. Government Issued Photo ID

      Once we receive a clear, high quality scan of your Proof of Identity, we will attempt Electronic Verification. If we are unable to complete the Electronic Verification process successfully, we will request the Proof of Identity to be certified1.

   2. Proof of Residence – for all beneficial owners and account signatories
      1. Electronic Verification – please provide full physical address. No documents are required.
      2. If we are unable to complete the Electronic Verification, please provide a certified1 copy of one of the following documents (must be within 3 months):
         1. Utility bill OR
         2. Bank statement OR
         3. Bank Reference Letter (must have account opening date) OR
         4. Government Issued IDOR
         5. Tax Document or Municipality Bill (subject to review)
   3. Proof of Banking History – for all beneficial owners account signatories
      1. A bank reference letter (within 6 months) OR
      2. Statements from the same bank account showing recent transactions AND transactions six months or older.
   4. FATCA: Non-US Self Certification Form (W-8BEN) – click link for more information
   5. Online Account Profile– click link to complete the form online

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   Certification Requirements1

   A certified document copy is a copy (often a photocopy) of a primary document, that has on it an endorsement or certificate that it is a true copy of the primary document. All certifications should meet the below standards:

   • Document certifications for individuals should be dated within 90 days of submission
   • Document should be stamped or sealed by certifying agent
   • Must contain the name, contact details, and signature of certifying party
   • Contains language similar to: “This is a true copy of the Original”
   • Any signatures and stamps should be clear, legible and in dark ink so that all relevant detail is visible on the scanned document

   Who can certify my documents?

   The bank accepts the following individuals and institutions for personal document certification:

   Auditor Apostille Chartered Accountant Certified Public Accountant (CPA) Justice of the Peace

   Lawyer Notary Public Passport Agency Consulate Embassy

   Government Courthouse Licensed Registered Agent (for Corporate Formations) Euro Pacific Bank (at Office) NotaryCam.com

   Corporate/Entity Account

   Please Select Type:

   Corporation   Foundation   Trust

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   Individuals’ Documents
   Corporate customers must submit identifying documents for all the individuals related to the account such as owners, shareholders, directors, nominees and officers of the corporation.

   1. Proof of Identity – For all beneficial owners, directors, nominees, officers of the Corporation and account signatories (must have an expiry date and signature)
      1. Valid Passport OR
      2. Government Issued Photo ID

      Once we receive a clear, high quality scan of your Proof of Identity, we will attempt Electronic Verification. If we are unable to complete the Electronic Verification process successfully, we will request the Proof of Identity to be certified1.

   2. Proof of Residence – For all beneficial owners of the Corporation and account signatories
      1. Electronic Verification – please provide full physical address. No documents are required.
      2. If we are unable to complete the Electronic Verification, please provide a certified1 copy of one of the following documents (must be within 3 months):
         1. Utility bill OR
         2. Bank statement OR
         3. Bank Reference Letter (must have account opening date) OR
         4. Government Issued ID OR
         5. Tax Document or Municipality Bill (subject to review)

   Corporate Documents

   1. Online Account Profile– click link to complete the form online
   2. FATCA: Non-US Self Certification Form (W-8BEN-E, or W-8IMY) – click link for more information
   3. Corporate resolution authorizing account opening with Euro Pacific Bank. (For a sample resolution please click here).
   4. Notarized/Certified1 copy of Certificate of Incorporation
   5. Notarized/Certified1 copy of Memorandum and Articles of Association/Incorporation OR Notarized1 Articles of Incorporation and Bylaws
   6. Notarized/Certified1 copies of the Share and Director Registry OR Notarized/Certified1 copy of the Certificate of Incumbency
   7. If the shareholder/member is a nominee:
      1. Notarized/Certified1 Declaration of Trust OR Notarized/Certified1 Nominee Shareholder Agreement
   8. Notarized/Certified1 copy of Certificate of Good Standing OR Notarized/Certified1 Certificate Incumbency (issued by registered agent) OR Notarized/Certified1 Extract of Registry
      • If your Certificate of Incumbency properly denotes your Shareholders and Directors and states that your company is good standing you do not need to provide us with a Certificate of Good Standing or the Shareholder Registry.
      • If the active status of your company is viewable in online government business registries, we do not require the Certificate of Good Standing.
   9. Required only for Corporations with an existing banking history:
      1. A bank reference letter for the Corporation (within 6 months) OR
      2. Statements from the same (Corporate) bank account showing recent transactions AND transactions six months or older.
   10. Required only for Corporations without an existing banking history:
       1. A bank reference letter for the beneficial owner(s) (within 6 months) OR
       2. Statements from the beneficial owner(s) bank account(s) showing recent transactions AND transactions six months or older.
   11. Required only for Corporations where the Trading (Business) Address2 is different than the Registered Corporate Address3 – Proof of Trading Address (must be within 3 months)
       1. Corporate Registry Extract OR
       2. Utility bill OR
       3. Lease/rental agreeement OR
       4. Business license OR
       5. Bank statement OR
       6. Bank Reference Letter

   1. Online Account Profile– click link to complete the form online
   2. For all beneficiaries, signatories, council members, protectors, founders and nominees of the Foundation:
      1. Certified copy of a passport or government issued photo ID (must have an expiry date and signature)
   3. For all beneficiaries and signatories of the Foundation:
      1. Certified copy of a recent utility bill, or bank statement (with address), or government issued ID (with address) – must be within 3 months
      2. Required only for Foundations without an existing banking history:
         1. A bank reference letter (within 6 months) — This is a letter from your bank on their letterhead confirming that your personal account with them is in good standing.
            • Secondary Option: Statements from the same (personal) bank account showing recent transactions AND transactions older than six months.
   4. Other Foundation Documents:
      1. FATCA: Non-US Self Certification Form (W-8BEN-E, or W-8IMY) – click link for more information
      2. Notarized/Certified1 copy of Certificate of Registration (or equivalent)
      3. Notarized/Certified1 copy of the Foundation Charter
      4. Notarized/Certified1 copy of the Foundation Regulations (if applicable)
      5. Foundation declaration authorizing account opening with Euro Pacific Bank. (For a sample resolution please click here).
      6. Required only for Foundations older than one year:
         1. A bank reference letter for the Foundation (within 6 months)
            • Secondary Option: Statements from the same (Foundation) bank account showing recent transactions AND transactions older than six months.
         2. Notarized copy of Certificate of Good Standing/Incumbency (issued by registered agent)/Extract of Registry

   1. Online Account Profile– click link to complete the form online
   2. For all signatories, trustees, settlors (grantors), protectors and nominees of the Trust:
      1. Certified copy of a passport or government issued photo ID (must have an expiry date and signature)
   3. For all signatories to the Trust:
      1. Certified copy of a recent utility bill, or bank statement (with address), or government issued ID (with address) – must be within 3 months
      2. Required only for Trusts without an existing banking history:
         1. A bank reference letter (within 6 months) — This is a letter from your bank on their letterhead confirming that your personal account with them is in good standing.
            • Secondary Option: Statements from the same (personal) bank account showing recent transactions AND transactions older than six months.
   4. Other Trust Documents:
      1. FATCA: Non-US Self Certification Form (W-8BEN-E, or W-8IMY) – click link for more information
      2. Notarized copy of Certificate of Registration (or equivalent if Trust is registered)
      3. Notarized copy of the Trust Deed (Deed of Trust)
      4. Notarized copy of the Letter of Wishes (if applicable)
      5. Trust declaration authorizing account opening with Euro Pacific Bank. (For a sample resolution please click here).
      6. Required only for Trusts older than one year:
         1. A bank reference letter for the Trust (within 6 months)
            • Secondary Option: Statements from the same (Trust) bank account showing recent transactions AND transactions older than six months.
   5. Beneficiaries of the Trust:
   1. Before any distributions are made from the Trust to a beneficiary the following will be required for that beneficiary:
   1. Certified copy of a passport or government issued photo ID (must have an expiry date and signature)
   2. Certified copy of a recent utility bill, or bank statement (with address), or government issued ID (with address) – must be within 3 months

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   1Certification Requirements

   A certified document copy is a copy (often a photocopy) of a primary document, that has on it an endorsement or certificate that it is a true copy of the primary document. All certifications should meet the below standards:

   • Document certifications for individuals should be dated within 90 days of submission
   • Document should be stamped or sealed by certifying agent
   • Must contain the name, contact details, and signature of certifying party
   • Contains language similar to: “This is a true copy of the Original”
   • Any signatures and stamps should be clear, legible and in dark ink so that all relevant detail is visible on the scanned document

   Who can certify my documents?

   IMPORTANT NOTE: Certifying Corporate/Entity Documents

   Please be advised that the following list of individuals and institutions does not apply to certification of corporate/entity documentation. Corporate documents must be either notarized by a notary public, Apostille, or certified by the licensed registered agent for the corporate entity.

   The bank accepts the following individuals and institutions for certification of Individuals’ documentation:

   Auditor Apostille Chartered Accountant Certified Public Accountant (CPA) Justice of the Peace

   Lawyer Notary Public Passport Agency Consulate Embassy

   Government Courthouse Licensed Registered Agent (for Corporate Formations) Euro Pacific Bank (at Office) NotaryCam.com

   2Trading Address:

   Physical address the business is conducted from.

   3Registered Address:

   Address on the corporate documents (Articles of Association/Incorporation, Constitution etc).

   You can submit the relevant documents by sending them via email to our Document processing department at [email protected]. We will activate your account electronically and you do not need to send physical copies to the Bank.

   IMPORTANT NOTES:

   1. The “Proof of Residence” documentation must contain a physical address. P.O. Box and mail forwarding addresses will not be accepted.
   2. The Bank does not accept mobile phone bills or credit card bills as Proof of Address.
   3. For documents that are in a non-latin/roman alphabet script (Russian, Greek, Japanese, etc.) official certified translations of documents are required.
   4. Your name on all documents submitted; including ID, utility bill, Online Account Profile, and Corporate Resolution must match exactly.
   5. Please retain copies of all physical documents on file. Euro Pacific Bank may request that you courier original documents to the Bank on compliance review, but in general this is not required to open or activate a bank account.

4. Fund your bank account

   Our online system generates all of the details your bank needs for convenience. With your online printout the bank can send us an international SWIFT transfer. The minimum initial deposit to the bank is $1000. New accounts are expected to be funded as soon as possible. The initial funding of the account must be completed within 30 days of the account opening.