Euro Pacific Bank

Registration

We’ve made the application process as intuitive as possible. We know that our clients value their personal information greatly.

  1. Start your online application

    Start the account opening process by completing this short registration form, which will initiate a conversation with our Onboarding team. If you are applying for a corporate account, you’ll be asked for basic information about your business and its operations.

  2. Schedule a phone call interview with an Onboarding Specialist

    Once your application form has been reviewed a member of our Onboarding Department will be in contact to review your application over the phone. This short interview will help the Bank better understand your account requirements and guide you through to the end of the account opening process.

  3. Complete the required documentation

    Individual (Personal) Account

    1. Proof of Identity – for all beneficial owners and account signatories (must have an expiry date and signature)
      1. Valid Passport OR
      2. Government Issued Photo ID

      Once we receive a clear, high quality scan of your Proof of Identity, we will attempt Electronic Verification. If we are unable to complete the Electronic Verification process successfully, we will request the Proof of Identity to be certified1.

    2. Proof of Residence – for all beneficial owners and account signatories
      1. Electronic Verification – please provide full physical address. No documents are required.
      2. If we are unable to complete the Electronic Verification, please provide a certified1 copy of one of the following documents (must be within 3 months):
        1. Utility bill OR
        2. Bank statement OR
        3. Bank Reference Letter (must have account opening date) OR
        4. Government Issued ID
    3. Proof of Banking History – for all beneficial owners account signatories
      1. A bank reference letter (within 6 months) OR
      2. Statements from the same bank account showing recent transactions AND transactions six months or older.
    4. FATCA: Non-US Self Certification Form (W-8BEN) – click link for more information
    5. Online Account Profile– click link to complete the form online

    6. Certification Requirements1

      A certified document copy is a copy (often a photocopy) of a primary document, that has on it an endorsement or certificate that it is a true copy of the primary document. All certifications should meet the below standards:

      • Document certifications for individuals should be dated within 90 days of submission
      • Document should be stamped or sealed by certifying agent
      • Must contain the name, contact details, and signature of certifying party
      • Contains language similar to: “This is a true copy of the Original”
      • Any signatures and stamps should be clear, legible and in dark ink so that all relevant detail is visible on the scanned document

      Who can certify my documents?

      The bank accepts the following individuals and institutions for personal document certification:

      • Auditor
      • Apostille
      • Chartered Accountant
      • Certified Public Accountant (CPA)
      • Justice of the Peace
      • Lawyer
      • Notary Public
      • Passport Agency
      • Consulate
      • Embassy
      • Government Courthouse
      • Licensed Registered Agent (for Corporate Formations)
      • Euro Pacific Bank (at Office)
      • NotaryCam.com

    Corporate/Entity Account

    Please Select Type:


    Individuals’ Documents
    Corporate customers must submit identifying documents for all the individuals related to the account such as owners, shareholders, directors, nominees and officers of the corporation.

    1. Proof of Identity – For all beneficial owners, directors, nominees, officers of the Corporation and account signatories (must have an expiry date and signature)
      1. Valid Passport OR
      2. Government Issued Photo ID

      Once we receive a clear, high quality scan of your Proof of Identity, we will attempt Electronic Verification. If we are unable to complete the Electronic Verification process successfully, we will request the Proof of Identity to be certified1.

    2. Proof of Residence – For all beneficial owners of the Corporation and account signatories
      1. Electronic Verification – please provide full physical address. No documents are required.
      2. If we are unable to complete the Electronic Verification, please provide a certified1 copy of one of the following documents (must be within 3 months):
        1. Utility bill OR
        2. Bank statement OR
        3. Bank Reference Letter (must have account opening date) OR
        4. Government Issued ID

    Corporate Documents

    1. Online Account Profile– click link to complete the form online
    2. FATCA: Non-US Self Certification Form (W-8BEN-E, or W-8IMY) – click link for more information
    3. Corporate resolution authorizing account opening with Euro Pacific Bank. (For a sample resolution please click here).
    4. Notarized/Certified1 copy of Certificate of Incorporation
    5. Notarized/Certified1 copy of Memorandum and Articles of Association/Incorporation OR Notarized1 Articles of Incorporation and Bylaws
    6. Notarized/Certified1 copies of the Share and Director Registry OR Notarized/Certified1 copy of the Certificate of Incumbency
    7. If the shareholder/member is a nominee:
      1. Notarized/Certified1 Declaration of Trust OR Notarized/Certified1 Nominee Shareholder Agreement
    8. Notarized/Certified1 copy of Certificate of Good Standing OR Notarized/Certified1 Certificate Incumbency (issued by registered agent) OR Notarized/Certified1 Extract of Registry
      • If your Certificate of Incumbency properly denotes your Shareholders and Directors and states that your company is good standing you do not need to provide us with a Certificate of Good Standing or the Shareholder Registry.
      • If the active status of your company is viewable in online government business registries, we do not require the Certificate of Good Standing.
    9. Required only for Corporations with an existing banking history:
      1. A bank reference letter for the Corporation (within 6 months) OR
      2. Statements from the same (Corporate) bank account showing recent transactions AND transactions six months or older.
    10. Required only for Corporations without an existing banking history:
      1. A bank reference letter for the beneficial owner(s) (within 6 months) OR
      2. Statements from the beneficial owner(s) bank account(s) showing recent transactions AND transactions six months or older.
    11. Required only for Corporations where the Trading (Business) Address2 is different than the Registered Corporate Address3Proof of Trading Address (must be within 3 months)
      1. Corporate Registry Extract OR
      2. Utility bill OR
      3. Lease/rental agreeement OR
      4. Business license OR
      5. Bank statement OR
      6. Bank Reference Letter


    1Certification Requirements

    A certified document copy is a copy (often a photocopy) of a primary document, that has on it an endorsement or certificate that it is a true copy of the primary document. All certifications should meet the below standards:

    • Document certifications for individuals should be dated within 90 days of submission
    • Document should be stamped or sealed by certifying agent
    • Must contain the name, contact details, and signature of certifying party
    • Contains language similar to: “This is a true copy of the Original”
    • Any signatures and stamps should be clear, legible and in dark ink so that all relevant detail is visible on the scanned document

    Who can certify my documents?

    IMPORTANT NOTE: Certifying Corporate/Entity Documents

    Please be advised that the following list of individuals and institutions does not apply to certification of corporate/entity documentation. Corporate documents must be either notarized by a notary public, Apostille, or certified by the licensed registered agent for the corporate entity.

    The bank accepts the following individuals and institutions for certification of Individuals’ documentation:

    • Auditor
    • Apostille
    • Chartered Accountant
    • Certified Public Accountant (CPA)
    • Justice of the Peace
    • Lawyer
    • Notary Public
    • Passport Agency
    • Consulate
    • Embassy
    • Government Courthouse
    • Licensed Registered Agent (for Corporate Formations)
    • Euro Pacific Bank (at Office)
    • NotaryCam.com

    2Trading Address:

    Physical address the business is conducted from.

    3Registered Address:

    Address on the corporate documents (Articles of Association/Incorporation, Constitution etc).

    You can submit the relevant documents by sending them via email to our Document processing department at [email protected]. We will activate your account electronically and you do not need to send physical copies to the Bank.

    IMPORTANT NOTES:
    1. The “Proof of Residence” documentation must contain a physical address. P.O. Box and mail forwarding addresses will not be accepted.
    2. The Bank does not accept mobile phone bills or credit card bills as Proof of Address.
    3. For documents that are in a non-latin/roman alphabet script (Russian, Greek, Japanese, etc.) official certified translations of documents are required.
    4. Your name on all documents submitted; including ID, utility bill, Online Account Profile, and Corporate Resolution must match exactly.
    5. Please retain copies of all physical documents on file. Euro Pacific Bank may request that you courier original documents to the Bank on compliance review, but in general this is not required to open or activate a bank account.

  4. Fund your bank account

    Our online system generates all of the details your bank needs for convenience. With your online printout the bank can send us an international SWIFT transfer. The minimum initial deposit to the bank is $500. New accounts are expected to be funded as soon as possible. The initial funding of the account must be completed within 30 days of the account opening.